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Clients can often retire smoothly even during a downturn if they diversify and rebalance their portfolios properly, as well as pay off debts and maximize their Social Security benefits.

The pioneering state and a few other early adopters are hoping that they will set the tone for a "movement" toward state-run retirement plans.

Despite being understaffed the EEOC continues to make addressing sexual harassment in the workplace a top priority.

Despite being understaffed the EEOC continues to make addressing sexual harassment in the workplace a top priority.

Advisers can help guide workers who are considering the best option for their retirement plan.

Sandy Blair, CalSTRS director of retirement readiness, is also chairwoman of the National Association of Government Defined Contribution Administrators National Retirement Security Week 2018 committee.

Lawrence H. White is a senior fellow at the Cato Institute’s Center for Monetary and Financial Alternatives and has been a professor of economics at George Mason University since 2009.

HR departments can rely on updated policies, social media monitoring and employee training to prevent sexual harassment at work.

Midge Seltzer is co-founder and executive vice president of Engage PEO.

Perks including employee purchase programs and student loan repayment plans will continue to be popular in the coming year.