Retirement planning

Employing a range of learning methods, moving the participant to action, and measuring the impact of program initiatives can lead to long-term success through easily understandable information.

We have multiple goals in life and should be able to handle short-term debts and long-term goals without sacrificing one for the other, says one expert.

The latest proposal clarifies an RIA’s duty of care and other fiduciary obligations when dealing with clients.

Kentucky, Louisiana and New Jersey are among some of the least-appealing places for employees to spend their post-work years, thanks to low scores in affordability, health-related factors and overall quality of life.

Recent IRS guidance and legislative changes show hardship withdrawals is an area where both plan sponsors and participants may still have questions.

The rise in student debt, increased life expectancy and the many competing priorities for money that are considered the “new normal” for younger generations have them wondering how they will pay for it all.

Reasonable costs, healthy account balances and a high percentage of employee participants are attributes of great retirement plans.

Employees may want to cash in their retirement accounts but other variables complicate the outlook.

Displaying care, skill and due diligence in their methodology is a higher consideration in the process.

The gap for brand-name prescription drugs for Medicare beneficiaries is likely to narrow down to 25% of drug costs from the scheduled 30% next year.