Retirement planning

GAO requests that the IRS clarify how taxpayers report their participation to gain understanding of plans that could lead to exemption.

Contributing $300 a month to a 401(k) over 40 years with an average 7% return will result in more than $700,000. So the benefits are there, but do your employees know the details?

A court determined that when the primary purpose of a stock ownership plan is something other than deferring income or providing retirement income, ERISA may not govern.

A reluctance to auto-enroll employees is one reason, but there are others for advisers to consider.

A number of large employers are responding to the troubling trend by offering financial wellness and education programs to employees.

Making plans transferable from employer to employer can help clients attract and retain top talent.

Updated calculators and a leaner interface are intended to raise awareness of “retirement readiness.”

Regardless of the regulation’s future, employers need to ensure they’re passing costs on to plan participants that are reasonable in light of the services provided.

Regardless of the regulation’s future, employers need to ensure they’re passing costs on to plan participants that are reasonable in light of the services provided.

By taking these into account, advisers can do a better job of helping employees prepare for their golden years.