Retirement planning

Those who leave the workforce should remain invested in stocks even if they have to scale back their exposure to this investment type, experts say.

Savers can now more easily access their 401(k)s and other defined contribution plans, while planning strategy.

One-third of households headed by Americans aged 65 and older derive 90% of their retirement income from Social Security, according to a GAO report.

As of now, 401(k) plans and IRAs won’t be changed, which is good news for employers and employees, but anything could happen, experts say.

A choice-based structure makes it easy for employees to feel empowered to save, says 2017 Retirement Adviser of the Year Bob Judd.

Employee Benefit News, in partnership with business intelligence data analytics firm miEdge, lists leading retirement plans for employers with 1,000 or more participants.

Retirees should ensure that they take their first required minimum distribution from their tax-deferred retirement account in the year they reach 70 1/2 or face a 50% penalty.

The digital payments platform is partnering with micro-investing app Acorn to help employees manage investments.

More small employers are embracing the retirement option for employees.

Employers who teach workers about money matters can profit from increased employee satisfaction and productivity levels.

It’s a retirement adviser’s job to counteract improper advice from clients’ well-meaning but unqualified colleagues.

More small employers are embracing the retirement option for employees.

Employee Benefit News, in partnership with business intelligence data analytics firm miEdge, lists leading pensions and 401(k)s.

Employee Benefit News, in partnership with business intelligence data analytics firm miEdge, lists leading retirement plans for companies with 99 or fewer employees

Employers should understand how the offering works, how it affects retirement savings and potential pitfalls.

The retirement plan gives employees freedom to direct investments and to accumulate savings.

More employers are increasingly becoming more open to making seasonal jobs into a year-round work and hiring retirees on a part-time basis.

Employee Benefit Adviser, in partnership with business intelligence data analytics firm miEdge, lists leading pensions and 401(k)s.

PCSA Chairman Ken Raskin says the organization will keep existing events and products, add additional resources and educational services.

Low participation rates shouldn’t stop advisers from offering the service, but rather provide an opportunity to gather success stories and improve engagement.