Retirement planning

Lawsuits against Cigna self-insured plans for alleged fraudulent behavior is a warning for employers that there will be more, says attorney Brenna A. Davenport.

It’s not just fees that are eroding retirement nest eggs. It has more to do with bad employee behaviors.

Stressed out over finances, more employees are looking for guidance from their employers.

More employers are developing programs to help employees plan for retirement.

Employers should embrace a number of methods — from wearables and high-tech tools to phone calls and printed materials — to meet workers “where they are."

Seniors who have remarried may still qualify for a Social Security divorced spousal benefit on their ex-spouse's record.

Plan sponsors should limit loans to hardship criteria, allow just one at a time and refer potential borrowers to an employee assistance program for financial counseling.

Participants can make the most out of their plan by taking advantage of their employer's matching contribution.

Employers should embrace a number of methods — from wearables and high-tech tools to phone calls and printed materials — to meet workers “where they are."

When breaches occur, regulatory ramifications can be as complex as the reputational damage to all parties involved will be great.

Retirees are automatically enrolled in Medicare by the time they reach 65 if they are already collecting their Social Security benefits.

Plan sponsors should limit loans to hardship criteria, allow just one at a time and refer potential borrowers to an employee assistance program for financial counseling.

Those who leave the workforce are automatically enrolled in Medicare by the time they reach 65 if they are already collecting their Social Security benefits.

Advisers and trade groups are monitoring congressional talk reexamining the tax-favored standing of workplace savings plans.

Workers with 401(k)s are 15 times more likely to save, but many employees, particularly those at small businesses, don’t have access to the retirement plans.

When breaches occur, regulatory ramifications can be as complex as the reputational damage to all parties involved will be great.

Employees with grinding financial woes are tapping into their retirement accounts at alarming rates. It has an impact on employers, too.

Aon Hewitt’s Rob Austin sounds off on what employers are doing to get the most bang for their benefits buck.

The financial stressors that are most important to workers are not being addressed, says Mark Singer.

Brokers who continue to ask questions regarding financial stability and savings can engage participants in new ways, said SPARK National Conference panelists.