Retirement planning

As benefit providers look to boost their employees’ fiscal well-being, they are often left with more questions.

People are saving more money for retirement and setting up more retirement accounts, with fewer savers borrowing from their funds, according to author Dan Kadlec.

Clients can fully deduct their IRA contributions if they have no access to a workplace retirement plan.

People are saving more money for retirement and setting up more retirement accounts, with fewer savers borrowing from their funds, according to author Dan Kadlec.

Contractors and freelancers are not putting adequate planning into their post-work years.

Early withdrawals from retirement investments can trigger a hefty penalty.

Early withdrawals from retirement investments can trigger a hefty penalty.

The average balance in Fidelity’s survey is a record $92,500. For workers with the same employer for 10 years, it’s a quarter-million dollars.

Contractors and freelancers are not putting adequate planning into their post-work years.

A new report calls the plans a win-win by enhancing savings for workers while reducing money spent on public safety-net programs.

Plan participants should know how to roll-over their 401(k), says Retirement Clearinghouse’s Spencer Williams.

Clients should consider moving to a state that does not tax ordinary income, Social Security benefits or pension payouts.

A new report calls the plans a win-win by enhancing savings for workers while reducing money spent on public safety-net programs.

One of the biggest mistakes that can be made is starting off by simply accepting the service provider’s form service agreements, says benefits lawyer Carol Buckmann.

First-time home buyers can withdraw as much as $10,000 from a Roth account without paying taxes and penalties if the account is at least five years old.

As the year gets into full swing, now is a great time for plan sponsors and participants to reevaluate the goals of their retirement plans.

First-time home buyers can withdraw as much as $10,000 from a Roth account without paying taxes and penalties if the account is at least five years old.

The move to reintroduce legislation that seeks to adjust the cap on Social Security wages and to raise the payroll tax is a step in the right direction in fixing the program's solvency woes, says expert.

The move to reintroduce legislation that seeks to adjust the cap on Social Security wages and to raise the payroll tax is a step in the right direction in fixing the program's solvency woes, says expert.

As the number of freelance and contract workers increase, so does the demand for more versatile retirement savings options.