Retirement planning

Retirees who used a 4% withdrawal rate on a portfolio with a 50/50 asset allocation have retained 67.5% of their wealth 16 years out.

Most plan sponsors are falling short when it comes to managing their RFP process, says adviser Robert Lawton.

Lawmakers have a responsibility to craft legislation and regulations that will help employers of all sizes, says State Street Global Advisors’ Melissa Kahn.

Retirees who used a 4% withdrawal rate on a portfolio with a 50/50 asset allocation have retained 67.5% of their wealth 16 years out.

Men and women approach retirement planning in opposite ways, and benefit managers need to change the way they advise female staffers.

Spousal and survivor benefits have become outdated and no longer address the needs of today's families given divorce rates and the number of single households.

Spousal and survivor benefits have become outdated and no longer address the needs of today's families given divorce rates and the number of single households.

Participation has increased 19% in the past five years because of design features that make it simple and quick for employees to participate in workplace retirement plans.

As the fiduciary rule creates challenges to old ways of growing retirement assets, it’s time to consider another source of growth: portability solutions.

In a tough economic climate, Baltimore’s Gilman School went the extra mile to prepare its employees for retirement and buying a first home.

While a stock-first withdrawal approach is viewed as a prudent way for retirees to tap into their retirement accounts, advisers should not readily recommend this strategy.

A number of savings apps for the Apple Watch are rolling out to help workers more easily manage retirement plans.

While experts agree automatic 401(k) features will help workers' retirement readiness, employers still remain skeptical – with many chalking their concerns up to added plan costs.

While a stock-first withdrawal approach is viewed as a prudent way for retirees to tap into their retirement accounts, advisers should not readily recommend this strategy.

Employers must follow a diligent routine to avoid losing the farm, says columnist John Ludwig, who shares 3 mid-year duties to consider.

Retirees may receive no increase in benefits in 2017, as the Social Security Trust Fund says that the cost-of-living-adjustment could range between zero to .7%.

Retirees may receive no increase in benefits in 2017, as the Social Security Trust Fund says that the cost-of-living-adjustment could range between zero to .7%.

Congress can help by creating a law that will enable states and local governments to lower the benefits they promise their employees.

Norway, Switzerland, and Iceland won the top three spots in Natixis Global Asset Management's fourth annual ranking of the global retirement index.

Congress can help by creating a law that will enable states and local governments to lower the benefits they promise their employees.