Retirement planning

Plan participants should review a full market cycle, index efficient asset classes and eliminate closet indexers.

Understanding participant needs means having the courage to directly ask what topics are the most pressing, and then address them.

Many claims filed by former employees have a very low chance of success, but that does not eliminate the need for the employer to put in the time and money to fight them.

In order to avoid an audit, pension planners should conduct periodic audits for hard-to-find former employees.

Money worries continue to plague employees but executives struggle to create plans that address workers’ fiscal woes.

Employers are relieved that plans are left unscathed, but insiders are still keeping a sharp eye on the impact of deduction for pass-through entities.

Money worries continue to plague employees but executives struggle to create plans that address workers’ fiscal woes.

Investors are advised to do a Roth conversion before year-end to make the most of the federal tax deduction for state and local income taxes, which could disappear next year.

Legislation agreed upon by the House and Senate could impact whether or not small businesses offer retirement plans.