Retirement

Advisers are key to crafting retirement plan communications and educational materials that their employer clients can use to increase plan participation.

Social Security will still be around when your employees retire, it just might look a little different. Here are five changes to expect in the coming years.

The challenges faced by plan sponsors as they design, update and execute their 403(b) plan documents are sometimes left undiscovered until they are identified under audit.

Running out of money in retirement trumps other stress-inducing pressures such as public speaking and gaining weight for affluent Americans. But despite the prospect of not having enough money to live on later in life, many are unwilling to cut spending on indulgences now in order to invest for retirement .

With interest rates near record lows, employers are increasingly seeking new retirement investment options for their employee participants. Advisers should be prepared to discuss absolute return assets, industry experts say.

Commentary: Blogger Aaron Friedman discusses how benefit advisers can counsel employer clients on switching up 403(b) plan communication.

As states across the country take steps to address the financial needs of retiring workers, Illinois lawmakers are considering a new bill that would establish a retirement savings program for private sector employees that will be funded through automatic payroll deductions.

Public sector employers in Oklahoma are one step closer to creating a defined contribution retirement plan for workers with the passage of House Bill 2630, also known as the Retirement Freedom Act. The bill was approved this week by a majority in the state’s House of Representatives.

A recent revenue ruling from the Treasury Department and the IRS eases the administrative burden for 401(k) plan sponsors wanting to accept rollovers from other employers’ plans, but the fiduciary risk posed by inactive accounts still remains.

The life insurance and annuities market continues to grow, but advisers hoping to capitalize on that will first need to meet the challenges of a diversifying U.S. population.