401(k)

Nearly 48% of younger Americans feel they are not saving enough to secure their lifestyles after leaving the workforce, a report finds.

To reduce the risk of retiring early, seniors are advised to take on a part-time job or downsize to reduce expenses.

While there are strategies to help reduce risk, clients should recognize the order of investment returns is crucially important, an expert writes.

Investors who plan to retire early are advised to start saving as soon as possible and diversify their earnings with multiple sources of income.

A recent study found American workers would face better retirement prospects if the federal government adopts certain public policy changes.

“The advice I give is to calculate the financial impact for each option,” an expert says.

Research shows that both a match and automatic enrollment have significant positive effects, especially on groups that tend to have lower participation and contribution rates.

This rise of the so-called grey divorce has created a number of uncommon and complex issues for retirement accounts.

Auto enrollment and auto escalation led to a 97% participation rate in SSI Group’s 401(k) benefit, the firm's HR director says.

It is important for entrepreneurs to have an exit strategy and to take control of their debt.