401(k)

Provisions to relax nexus requirement for shared plans are a modest step, but open multiple employer plans enjoy strong momentum and broad support.

Forget student debt. Employers need to be thinking about 401(k) loans.

The move is expected to prevent fund leakage through opt-out rollovers when workers leave a job, industry experts say.

Small and midsize employers will be able to form or connect with associations to offer employees workplace retirement plans.

Before saving for retirement, young employees are advised to pay down high-interest debts and build an emergency fund, an expert says.

Without measures to help workers avoid the decision to withdraw their savings, the proposed law is less likely to achieve the stated goals of its supporters.

Single women in their early 60s have saved roughly $37,000 less than men.

Target-date funds can help risk-averse young workers ease into investing.

Several statewide attempts to close the nation’s savings gap may cross borders and serve as a precursor to a nationwide solution for expand retirement options.

Savers can expect investment returns through compounded growth as long as they don’t lose from a market downturn.