Investments

Some seniors are missing out on a potential 20% tax deduction, and “no one is talking about what a wonderful retirement planning technique" it is, says an expert.

Seniors in this position may face a tax bill and possibly a penalty if they dip into their 401(k) prematurely, says an expert.

A market correction only becomes a real risk if investors act and make buy or sell decisions to alleviate mental anguish today at the expense of tomorrow, says an expert.

Even if employers’ concerns are exaggerated, fear of fiduciary responsibility keeps them from offering lifetime income products.

Facing a difficult math problem of planning for retirement, advocates are exploring a path to lifetime income without traditional annuities.

Grandparents are advised to give cash gifts without putting their future financial security at risk.

Advisers who once oversaw portfolios for clients anxious to save a dollar now work more frequently with investors saving to see the world.

If spending $5 a day on fancy coffee puts your retirement at risk, you’ve got bigger problems.

As an alternative to placing restrictions on lump sum withdrawals, clients could provide retirees more distribution flexibility.

As an alternative to placing restrictions on lump sum withdrawals, employers could provide retirees more distribution flexibility.