Life insurance

As another insurer megamerger takes place, how will employer health plans fare with a shrinking field of providers?

Commentary: Hispanics comprise almost 17% of today’s U.S. population. This demographic represents the most significant population trend in Americans under 65 in the next 20 years. This isn't just a population trend, your sales depend on recognizing the cultural shift happening underneath your feet.

Consolidation in the health insurance industry holds both positives and negatives for employer-sponsored health plans, but employers shouldn’t expect to see any major savings resulting from the Aetna-Humana merger until at least 2017, say industry experts.

Shares of health insurers from Cigna to Aetna surged on speculation that the industry is heading for a round of mergers to boost profits.

Applying the lens of behavioral economics to benefits choices helps employers understand why employees choose or don’t choose certain voluntary benefits.

Commentary: The guidelines establish a uniform methodology that must be followed in determining the maximum annual rate of index-based interest that can be used to calculate policy values in indexed universal life illustrations. The NAIC is set to vote on the issue next week.

Data suggest a strong correlation between an employee’s overall sense of confidence in the future and the benefits they participate in at work – particularly non-medical benefits such as life insurance, accident insurance and critical illness insurance.