Retirement benefits

Firm’s founders Roger Lee and Paul Sawaya use technology to make it easier for small businesses to start and operate a 401(k) plan.

The DOL reported that 67.2% of employee benefit plans investigated in 2015 resulted in financial penalties or other corrective actions. Are your clients ready?

The DOL reported that 67.2% of employee benefit plans investigated in 2015 resulted in financial penalties or other corrective actions. Are your clients ready?

From the effect of interest rates on plan liabilities to lump-sum windows and more, here are seven ways employers can get the most out of their DB plans.

Large employers, while somewhat out of touch with employees’ retirement savings needs, are beginning to pay a lot of attention to their ultimate income requirements in retirement.

A 401(k) plan is one way to attract and retain workers, but many small businesses don’t know where to begin

If employers offer an HDHP, executives should be maxing out their HSA contributions, says Robert C. Lawton.

If employers offer a high deductible health plan, all executives should be maxing out their contributions to their health savings accounts, says Robert C. Lawton. Here’s why.

Peter Gordon explains why the company doesn’t offer a traditional annuity product within 401(k) plans and the importance of offering plan sponsors a neutral investment platform.

An employer-sponsored 401(k) plan is one way to attract and retain workers, but many small businesses don’t know where to begin.

Peter Gordon explains why the company doesn’t offer a traditional annuity product within 401(k) plans and the importance of offering plan sponsors a neutral investment platform.

Advisers should understand the impact of interest rates and other investment principles to help make these plans more effective, says Mike Clark of Principal Financial Group.

Those who adapt to the new environment will gain market share and maintain high profitability, says one expert.

Everything has a price. As fiduciaries, plan sponsors are tasked by the DOL to ascertain reasonableness on the payments they make to third-parties, says John Ludwig.

It’s not uncommon today for retirement to last 20 or 30 years. And yet, more than half of all working-age households are inadequately prepared for retirement, says Prudential’s Christine Marcks.

Everything has a price. As fiduciaries, plan sponsors are tasked by the DOL to ascertain reasonableness on the payments they make to third-parties, says John Ludwig.

Workers need help understanding how and why to prioritize contributions to a health savings account.

Advisers can assist employers in promoting the benefit, offered to low- to moderate-income workers who put money in a 401(k), 403(b) or IRA plans.

Understanding retirement plan administrative requirements, including those around audits and service providers, is essential.

Health savings accounts help workers save for healthcare expenses in retirement. Employees who are eligible to contribute to an HSA should max out those contributions before putting money away in their 401(k) plan, says retirement plan consultant Robert C. Lawton. Here’s why.