Retirement benefits

More companies are offering both a traditional 401(k) plan and a Roth 401(k) but plan participants are not as quick to embrace the Roth 401(k) as their employers are.

Commentary: There’s nothing so wrong with existing target-date fund options that warrant taking on the level of risk that appears to come with a customized TDF series.

Small businesses are pleading with lawmakers and the Department of Labor, saying they’re getting the short end of the stick with regards to the DOL’s proposed fiduciary rule.

Deficits rose for both single-employer and multiemployer programs, a new report finds. Yet, the pension community is hopeful the new PBGC director will create a better future.

The Department of Labor issued an interpretive bulletin Monday on open multiple-employer retirement plans, making it easier for states to run these types of plans.

Two Form 5500 draft documents released earlier this year suggest the IRS intends to begin collecting retirement plan compliance data on an annual basis from both ERISA-governed and certain non-ERISA plans.

Small business owners don’t always have the resources or know-how to establish 401(k) plans for their employees.

Commentary: Add these talking points to your next plan review to ensure the year gets off to a good start, says adviser Michael Clark.

The majority of workers have no idea if they’re on track to meet their retirement goals. What role do employers play in helping them find out?

Student loan debt, the need to save to buy a car or home or other priorities may cause many younger workers to forgo 401(k) contributions early in their careers. What can employers do to help them catch up?

Commentary: By understanding the measurables of their plan and leveraging data, plan sponsors will make smarter, more informed decisions to create competitive benefit packages while addressing plan-specific needs with actionable insights.

Commentary: The benefits community should pay close attention to this ERISA case and should be prepared to quickly adapt procedures according to the Supreme Court’s forthcoming ruling, which is expected by June 2016.

Outliving retirement savings is an issue that individuals must face, and a qualified longevity annuity contract is one way to address the problem as lifespans increase.

Commentary: Current and potential employees (no matter the age) are looking for two of the most popular workplace benefits – health and retirement.

Single-employer premiums are set to increase, which could lead to fewer pension plans, resulting in less demand for DB consultants, ERIC CEO says.

Small employers who don’t offer 401(k) plans to their employees have a new option with the federal government’s myRA program, officially launched today by the U.S. Department of the Treasury.

MyRA, the Obama administration's free, guaranteed-return starter retirement account, launched nationwide on Wednesday.

Commentary: If plan fees are a potential liability, the logic is sound that the least amount of fees paid reduces that liability. But, EBA retirement columnist John Ludwig asks, does it really?

Aimee DeCamillo, head of T. Rowe Price’s retirement plan services unit, discusses the firm’s target-date fund glide path philosophy, the prevalence of managed accounts and the importance of digital experiences in boosting employee engagement in 401(k) plans.

Commentary: There are a few major culprits behind the challenges women face, and advisers must be mindful of the best ways to address them.