Retirement education

Consolidation actively encourages employees to roll in their prior employer retirement account balances to the current plan at the beginning of employment.

Accidents are inevitable and they come in many forms – from minor injuries to life-changing events – and the right accident insurance can be a critical layer of financial protection for many employees.

Commentary: Plan sponsors should not only understand the importance and benefits of fiduciary roles in a sponsor plan, but also understand the positive impact a fiduciary can have, says columnist John Ludwig.

In an attempt to improve retirement savings rates, Illinois becomes one of the first states to enact a retirement savings plan for people who lack workplace access to 401(k) plans.

While the advent of the Affordable Care Act has placed a spotlight on preventive care and employer wellness programs, less attention is being paid to Americans’ financial health, particularly that of women and their need to save for retirement.

Plan sponsors continue to invest 401(k) assets in stocks, but employees and other individuals are increasingly seeking investment diversification.

As employers struggle to find methods to get workers more involved in their 401(k) offerings, it's looking that online education is the best route to build engagement.

Having up-to-date investment policy statements is important, but are they plan documents? Do they have to be provided to participants upon request? Here’s what your employer clients need to know.

Borrowing from workplace wellness programs, plan sponsors may want to consider providing incentives to boost or start employees’ retirement savings.

Employers need to take a fresh look at their retirement plans annually because there is still a “significant problem” with retirement readiness.

The prevalence of automatic enrollment features and qualified default investment alternatives in employer defined contribution plans have led to a huge increase in the use of target-date funds.

President Obama has signed multiemployer pension plan reform into law, which some professionals are touting as the most comprehensive legislation affecting multiemployer pension plans since 1980. What does reform mean for you and your clients?