Retirement income

The "Rule of 100" follows the rule-of-thumb of growing more conservative as investors grow older, but it also may be obsolete since it was developed when interest rates were higher.

With rising costs of college tuition and rent, young adults rely on their parents more than ever for financial support. Benefit teams can help cut dependency by providing access to financial planners.

While 75% of rich older Americans are worried about healthcare costs in retirement, very few of them are actually planning on how to cover these expenses.

With rising costs of college tuition and rent, young adults rely on their parents more than ever for financial support. Benefit teams can help cut dependency by providing access to financial planners.

Trying to time the market is a “fool’s game,” but preparing for a possible downturn as retirement approaches can be a smart move.

Those new to Medicare may not realize they need to buy a separate policy to cover prescription drugs. There are some partial exceptions, but even in those cases, coverage can vary.

Employers with “great” retirement plans are significantly more likely to have higher margins and revenue per employee than those with average plans.

Employers with “great” retirement plans are significantly more likely to have higher margins and revenue per employee than those with average plans.

Employers must hit the throttle by providing employees with personalized retirement readiness scores, deeper metrics.

Investors have an average of 25 funds to choose from in their 401(k) plans, but some financial advisors suggest that the best approach is to pick a small number of very broad funds.

Employers must hit the throttle by providing employees with personalized retirement readiness scores, deeper metrics.

Other groups, such as those who used to itemize tax deductions but will now use the high standard deduction, are also advised to check their withholding taxes.

High-net-worth clients can bump into income limits when it comes to making Roth IRA contributions, but they can find other tax-saving strategies to save for retirement.

The Principal’s Kirk Wolf notes that a properly designed nonqualified deferred compensation plan offers enough flexibility to fix the issues that plague most employers

Many older Americans are now facing hefty life insurance premiums due to dwindling interest rates. Many seniors are sitting on a "ticking time bomb."

EBA’s Retirement Plan Adviser of the Year shares why offering a holistic focus on employee and organizational well-being is so important to today’s workforce.

Clients and workers need to make adjustments to their target goal to reflect personal factors when they plan for their post-work life.