Retirement

A lack of widespread auto-portability in the present U.S. retirement system is causing many plan sponsors to pay plan cash-outs to terminated employees.

Workers would have to pay taxes on their contributions to an employer's sponsored 401(k) plan under the Trump administration's tax proposal.

Workers would have to pay taxes on their contributions to an employer's sponsored 401(k) plan under the Trump administration's tax proposal.

New data from United Benefit Advisors suggests that firms with fewer than 100 employees can compete for talent along with bigger companies.

While an increasing number of these employers say retirement plans help them attract and retain talent, the majority says they don’t have the capabilities to set one up.

Staying in a plan’s qualified default investment alternative rebalances employee accounts and ensures age-appropriate allocations.

Certified planners can help employees wrangle complex money problems by addressing the root causes that are affecting work performance.

While an increasing number of these employers say retirement plans help them attract and retain talent, the majority says they don’t have the capabilities to set one up.

The regulation enacted in June spurred plan sponsors to update their plan design and investment menus and some are even shopping for new plan advisers.

Employees should consider postponing their retirement, especially if they work for the federal government.