Retirement

Each pre-retiree couple is in a unique circumstance, and needs to account for their health and longevity, as well as their willingness and ability to work.

A lack of widespread auto-portability in the present U.S. retirement system is causing many plan sponsors to pay plan cash-outs to terminated employees.

Workers would have to pay taxes on their contributions to an employer's sponsored 401(k) plan under the Trump administration's tax proposal.

Workers would have to pay taxes on their contributions to an employer's sponsored 401(k) plan under the Trump administration's tax proposal.

New data from United Benefit Advisors suggests that firms with fewer than 100 employees can compete for talent along with bigger companies.

While an increasing number of these employers say retirement plans help them attract and retain talent, the majority says they don’t have the capabilities to set one up.

Staying in a plan’s qualified default investment alternative rebalances employee accounts and ensures age-appropriate allocations.

Certified planners can help employees wrangle complex money problems by addressing the root causes that are affecting work performance.

While an increasing number of these employers say retirement plans help them attract and retain talent, the majority says they don’t have the capabilities to set one up.

The regulation enacted in June spurred plan sponsors to update their plan design and investment menus and some are even shopping for new plan advisers.

Employees should consider postponing their retirement, especially if they work for the federal government.

Understanding who oversees key principals helps focus management, says Manning & Napier's Shelby George.

The Internal Revenue Service granted relief to those hit by the storm by making it easier for retirement plans to give loans and hardship distributions.

Older employees should consider postponing leaving the workforce, especially if they work for the federal government.

Retirees are likely to have fewer choices when they start shopping around for Medicare Advantage plans during the open-enrollment period that begins Oct. 15.

Employees gently prodded on retirement contributions can come out ahead.

Employers need to help their workers understand and prepare for additional medical charges when they stop working.

Not tapping tax-deferred retirement accounts until the age of 70 1/2 can be a wrong move, as required minimum distributions can be big enough to push retirees to a higher tax bracket.

Not tapping tax-deferred retirement accounts until the age of 70 1/2 can be a wrong move, as required minimum distributions can be big enough to push retirees to a higher tax bracket.

Employees gently prodded on retirement contributions can come out ahead.