Retirement

Definite steps are needed to improve worker prospects: Employees should save more. Employers should offer auto-enrollment. And Congress should make it all easier.

Backers say the Secure Act could help the “black hole” of retirement savings — the 50 million Americans without an employer savings plan.

The legislation gives tax credits to small employers automatically enrolling workers and makes it easier for companies to partner to offer joint plans.

There are still several moves that clients can make to reduce their 2018 tax bill.

Some clients assume this generation doesn’t invest in benefits like 401(k)s, but the reality is much more complicated.

“It’s an extension of their brand,” Financial Finesse CEO Liz Davidson says.

By educating employees about the importance of incubating saver’s credits, employers can make them less likely to cash out their 401(k)s when they change jobs.

New innovations increase participation by making it easier to save and invest for retirement, an expert says.

How can companies ensure they’re able to replace that talent after retirement?

Adding retirement benefits to your portfolio can be intimidating, but can help to retain clients long term.

Some employers assume this generation doesn’t invest in benefits like 401(k)s, but the reality is much more complicated.

As an alternative to placing restrictions on lump sum withdrawals, clients could provide retirees more distribution flexibility.

How state mandated employer-provided retirement plans may pave the path for a national model.

Republican senators are pushing a bill that funds time off for new parents through Social Security benefits. Other options being floated rely on companies to fund it.

The good news is that this new estimate from the Government Accountability Office is slightly better than prior years.

Parents should have a smart plan on how to help their adult children returning to their home without putting their own retirement at risk.

As an alternative to placing restrictions on lump sum withdrawals, employers could provide retirees more distribution flexibility.

Only about 20% of Americans know the amount of contributions they can make to their 401(k) plan, according to a new study from TD Ameritrade.

Dental expenses can eat away a considerable amount of retirees’ savings, but these costs are important to prevent health complications and other medical expenses.

This automatic option requires employers to analyze tough issues like human behavior and inertia.