Tax

Age discrimination, unpredictable life shocks and involuntary retirement casts serious doubt on the “work longer” thesis.

Clients adding investments other than target-date funds to their 401(k) or 403(b) could potentially hurt their bottom line.

Many pin the blame on stagnant or dwindling income, according to a new survey.

Those with 1099 income have several tax-advantaged options.

“They’re looking at their future and saying, ‘If I pay taxes today, I could potentially have more tomorrow,’ ” one expert says.

The property should allow them to live close to their loved ones and fit their financial plan, according to a CFP.

Careful planning can help prevent workers from shrinking their benefits based on misperceptions.

Funding a 401(k), 403(b) or company-sponsored retirement savings vehicle should come first, an expert says.

Some seniors are missing out on a potential 20% tax deduction, and “no one is talking about what a wonderful retirement planning technique" it is, says an expert.

Seniors in this position may face a tax bill and possibly a penalty if they dip into their 401(k) prematurely, says an expert.