Wellness

Advisers can play a key role in making sure clients stay compliant with IRS regulations for HRAs and FSAs.

A workforce management expert walks HR pros through the process of certifying employee medical leave, and how to approach questionable requests.

The distribution channel includes about 8,500 benefit brokers, advisers and insurance agents who see greater value in a flat-rate model without claims.

Employer clients should consider adopting voluntary benefits — such as automated savings programs and employee purchase programs — to help employees better manage expenses.

Facing a difficult math problem of planning for retirement, advocates are exploring a path to lifetime income without traditional annuities.

While healthcare admin costs are fixed, claims costs are variable. And with careful management, you can reduce this second bucket by 15% or more.

Inadequate retirement savings plans and sky high healthcare costs are all conspiring to make the concept of leaving the workforce something to be more feared than desired.

The number of health savings accounts has topped 25 million, and client contributions also have increased after several years of decline.

Target date funds may be clients’ best bet for helping overlooked Gen X workers get ready for their post-work years.

It’s a tough mission given the providers have the market power — but there are steps to take.