Wellness

Commentary: Chances of the industry ever being the way it was prior to the ACA are nonexistent, which we should all hail as a good thing, says columnist Wendy Keneipp following the Supreme Court’s decision to uphold ACA subsidies.

A 6-3 decision in favor of the HHS secretary in King v. Burwell means tax credits can continue to be used to purchase health coverage in states using the federal exchange.

The Senate yesterday revived its effort to separate broker commissions from a medical loss ratio formula created by the Affordable Care Act.

Brokers and agents welcome legislation introduced Tuesday to the Senate that would enhance broker access to information about marketplace enrollment, leveling the playing field with navigators and assisters.

Commentary: The term ‘fiduciary’ is often hard to define and can be interpreted in many ways, so it begs the question: How can plan sponsors best fulfill their fiduciary responsibilities in the context of a mandatory distribution program?

Commentary: The vast majority of employers are not prepared to meet — and some remain simply unaware of — the employer mandate’s complex reporting obligations.

The majority of investors still believe in the American dream but many workers do not have a written financial plan to help them achieve their retirement goals.

Commentary: Billions of dollars in federal subsidies are on the line in the Supreme Court’s highly anticipated King v. Burwell decision expected any day now. What does that mean for the benefits industry?

An “engagement chasm” is adding to the low adoption and participation rates employers face when developing their health and wellness programs, with even electronic or online tools doing little to keep employees motivated in health, fitness and dietary programs.

The average mutual fund investor typically underperforms the indexes each year by a wide margin. What can 401(k) plan participants (who comprise the majority of mutual fund investors) do to keep from sabotaging their annual returns?