401(k)

Many women contribute to their workplace retirement plans, but are also are very concerned about not being able to retire when and how they want to, implying that they may not be saving enough to feel secure about reaching their retirement goals.

More companies are offering both a traditional 401(k) plan and a Roth 401(k) but plan participants are not as quick to embrace the Roth 401(k) as their employers are.

Commentary: There’s nothing so wrong with existing target-date fund options that warrant taking on the level of risk that appears to come with a customized TDF series.

Small businesses are pleading with lawmakers and the Department of Labor, saying they’re getting the short end of the stick with regards to the DOL’s proposed fiduciary rule.

The Department of Labor issued an interpretive bulletin Monday on open multiple-employer retirement plans, making it easier for states to run these types of plans.

Two Form 5500 draft documents released earlier this year suggest the IRS intends to begin collecting retirement plan compliance data on an annual basis from both ERISA-governed and certain non-ERISA plans.

Small business owners don’t always have the resources or know-how to establish 401(k) plans for their employees.

Commentary: Add these talking points to your next plan review to ensure the year gets off to a good start, says adviser Michael Clark.

The majority of workers have no idea if they’re on track to meet their retirement goals. What role do employers play in helping them find out?

Student loan debt, the need to save to buy a car or home or other priorities may cause many younger workers to forgo 401(k) contributions early in their careers. What can employers do to help them catch up?

Commentary: Current and potential employees (no matter the age) are looking for two of the most popular workplace benefits – health and retirement.

Commentary: If plan fees are a potential liability, the logic is sound that the least amount of fees paid reduces that liability. But, EBA retirement columnist John Ludwig asks, does it really?

Aimee DeCamillo, head of T. Rowe Price’s retirement plan services unit, discusses the firm’s target-date fund glide path philosophy, the prevalence of managed accounts and the importance of digital experiences in boosting employee engagement in 401(k) plans.

Commentary: There are a few major culprits behind the challenges women face, and advisers must be mindful of the best ways to address them.

The DOL recently won judgments against two employers who failed to remit employees’ 401(k) contributions. Here are three tips for plan sponsors to follow when remitting workers’ elective deferrals to the retirement plan.

Commentary: By cutting cash-outs among 401(k) plan participants, sponsors can help more savings stay in the overall retirement system.

Reasonable cost, leadership support and an investment line-up that meets the needs of all participants are important attributes of a successful 401(k) plan.

With some employees forced to retire earlier than expected because of health issues, employers need to reinforce the "save early" message.

Employers are taking a more active role in helping prepare their employees for retirement, boosting their 401(k) employer matches and default contribution savings rates for employees.

Smart millennials are rejecting higher salaries for quality workplace retirement plans, says researcher Jason Dorsey, chief strategy officer with The Center for Generational Kinetics. Do you agree?