401(k)

Workers say they are less satisfied with their defined contribution plans and would like to see more investment options.

In addition to increasing the age limit for required minimum distributions, the bill also makes it easier for employers to unite and form joint retirement plans.

Seniors in this position may face a tax bill and possibly a penalty if they dip into their 401(k) prematurely, says an expert.

Consolidating retirement accounts using auto-portability can protect data.

Even if employers’ concerns are exaggerated, fear of fiduciary responsibility keeps them from offering lifetime income products.

Cuts in Medicaid could prove disastrous for low-income retirees who rely on the program for nursing home care, experts say.

Consolidating retirement accounts using auto-portability can protect data.

Unfortunately, physical and cognitive decline are among potential side-effects.

Facing a difficult math problem of planning for retirement, advocates are exploring a path to lifetime income without traditional annuities.

A proposal to increase payroll taxes is facing opposition from some lawmakers who believe millennial workers cannot afford to bear the brunt of higher payroll taxes.