Healthcare

Commentary: The loyalty and bonds of the fire department can translate well into a successful insurance culture, says retired fire fighter, Colonial's Brian Summers.

Commentary: From mournful reflection to birthday celebration, the bottom line is your attitude about health reform affects your clients, says David C. Smith

As American workers are increasingly looking to a new range of employer-sponsored retirement products to help guarantee some securely funded golden years, they may be missing out on the advantages of a system they’ve paid into their entire working lives.

Over the past eight years, 13 pending or settled cases have accused companies of failing to act in the best interests of employees participating in 401(k) retirement plans. In the midst of this, how can employers be sure their retirement funds are safe?

In recent years, a number of states have begun toying with the idea of creating their own retirement systems to help smaller employers provide workers rudimentary retirement savings opportunities.

Commentary: Critical considerations that make a stop-loss plan successful for clients of all sizes, according to Sun Life’s Brad Nieland.

The still-under-development federal fiduciary standard for retirement advisers has many in the industry genuinely concerned about their ability to continue to serve both employers and individual American savers.

A fiduciary’s decisions around the investment plan menus should be less about what other plans offer, and more about what is in plan participants’ best interests.

Fewer than one in five American workers are contributing to traditional individual retirement accounts, with many pointing to a lack in financial confidence to afford such contributions as one of the biggest reasons for not investing.

The fight over the Affordable Care Act in Washington is as fierce as ever, with a Republican budget plan that would repeal the health care law Democrats passed five years ago. In the rest of the country, opposition to the law appears to be easing.