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The time has come to pass legislation to mandate enforceable price transparency and "site neutral" payments, as well as ban anti-competitive contracting.

Alternatives to costly standalone long-term care insurance include hybrid life policies with an LTC rider, extended premium payment periods and annuities.

By helping employees find the right doctor at the right price within their benefits plan, AI would make its biggest impact.

We don't need a mascot doing the worm during open enrollment, but we can learn from the idea that fun drives engagement.

Gina Downs does the blocking and tackling for retired athletes and their families when it comes to accessing medical and behavioral healthcare.

The healthcare system will not change itself. Progress will come from employers and advisers choosing to break old habits and build something better together.

Inclusive benefit design builds trust, drives preventive utilization and replaces reactive cost-shifting with proactive value creation. 

The Validation Institute has put its stamp of approval on a dozen benefit advisers with a fee-based model that avoids conflicts of interest.

The companies that thrive will be those that treat layoffs as a last resort, embrace pay transparency and balance fairness with flexibility.

The opportunity ahead is about building the same kind of thoughtful, documented, process-driven governance in health care that transformed retirement plans.