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One concrete step for advisers it to work with a care manager and a knowledgeable elder lawyer to petition the court to appoint a guardian or conservator.

States and large cities can more simply establish their own retirement programs for private-sector workers under new rules, which are aimed at expanding the number of Americans with access to tax-advantaged savings accounts.

Employers are exploring new options such as self-insurance, which is expected to increase by 35% in two years.

Full infertility coverage still remains relatively uncommon; however some vendors are attempting to make that dream a reality.

The U.S. healthcare market is shifting, and the Pacific Business Group on Health wants to serve as a resource for advisers and employers on changing payment models.

The department also proposed a rule to permit cities to create retirement savings plans

Highlighted by the ACA, adviser Amy Evans recommends learning carrier-specific details to use coverage effectively.

Stressors caused by employees’ personal money issues and the employer’s bottom line are intertwined and should be managed as such, says CFP Mark Singer.

For one strategy, clients should create income streams that have built-in protection, such as Social Security and long-term insurance.

Employers who do not offer group health coverage that is affordable as defined under the ACA risk significant penalties, says attorney Stephanie O. Zorn.