Advisers Latest

Is it legal for employers to drop health care coverage and pay for employees to go to the exchanges? One industry expert says yes — if you use this payroll option.

Commentary: With the use of intermittent leave, a type of Family and Medical Leave Act job protection, on the rise, The Standard's Lincoln Dirks says this type of leave potentially may become a growing burden for your clients.

The Supreme Court on Wednesday will hear the case of King v. Burwell, with the legality of federal subsidies for ACA exchange enrollment hanging in the balance. If the high court rules that subsides on the federal health care exchange are illegal, consumers would on average see premiums rise 255% — but industry analysts say it is unlikely to get to that point.

Some of the nation’s most foremost authorities on health economics and policy learned a painful – and ironic – lesson about their respective area of expertise recently when they were forced to pay more for their health care in 2015.

Between new players entering the insurance business and a new generation poised to dominate their sales base, brokers must re-evaluate the way they do business.

HHS has issued a final rule saying it will not qualify employer-sponsored health plans that fail to cover inpatient hospitalization as meeting the minimum value health plan standard under the ACA.

Plan sponsors need to know their definition of domestic partners, how to verify their status and how they apply the plan terms.

Eastbridge Consulting research finds brokers are the dominant distribution channel, but they must use their position wisely to curb dropping participation rates.

In a Congressional committee hearing Thursday, Kevin Counihan, the CEO of Healthcare.gov, was repeatedly grilled by members of Congress for details on enrollments, tax data and coverage for immigrants, but failed to provide answers to many questions asked.

The many tradeoffs that health insurers had to make from both a regulatory and plan-design standpoint in order to adapt under the Affordable Care Act appear to be paying off as the landmark legislation approaches its five-year mark.