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Some industry research has suggested that private exchanges will transform themselves into a clogged eight-lane freeway teeming with traffic within the next few years from a lonely country road less traveled today. But a recent published report argues that some of the nation’s top employers are now adopting a cautious approach.

Commentary: Bundled MEC plans insure workers while helping employers avoid new penalties, says Sam Fleet.

An atypical market culture has left benefit firms vulnerable to the destructive powers of inertia, says Joe Markland, and advisers must change their mindset to survive.

Commentary: Re-enrolling in a health insurance plan isn't easy — even with advice from your broker, one Covered California participant finds.

The winter holidays weren’t so merry for CoOportunity Health, whose health plans were pulled in both the individual-market and SHOP exchanges in Iowa and Nebraska for 2015 as regulators review the startup’s financials.

The introduction of new legislation to repeal the ACA’s employer mandate seeks to relieve employers of health care reform requirements Republicans say threaten job creation and growth. While many in the benefits industry applaud an effort widely considered futile, the employer mandate is only one of several ACA concerns employers say they have prioritized.

Both groups place a high importance on life insurance and are most receptive to it, LIMRA finds.

Although the industry anxiously awaits the Supreme Court’s decision on the legality of providing subsidies to people buying health insurance through the federal marketplace, few Americans have heard of the case that is set to go before the high court in March.

The high court’s unanimous ruling affirms contract law principles.

As many as 6 million U.S. taxpayers will have to pay a penalty of as much as 1 percent of income because they went without health insurance in part or all of 2014, the Treasury Department said.