Advisers Latest

The ACA's first open enrollment period presented some expected — and some out-of-the-blue — challenges for carriers, agents and others tasked with enrolling millions of individuals on the health insurance exchanges. Those challenges should serve as lessons and preparation exercises for the next open enrollment, several industry experts advise.

Incentives or disincentives? Carrot or stick? The answer: it depends…

Commentary: Research shows that the financial services industry remains the least trusted business, according to blogger Jerry Kalish. However, people trust business overall to innovate and change, more than the government. Here’s how you can start to build trust back.

Commentary: While voluntary sales continue to rise, billing for these products is turning into a mess, says blogger Tinker Kelly. The concept of self-billing, explained here, can fix this.

The number of uninsured Americans has dropped to its lowest level recorded since 2008, a new Gallup poll finds, attributing the decrease to ACA successes.

Commentary: There are upsides to outsourcing, says blogger Michael Klachefsky. In this case, it helps monitor the regulations and legality of employee absences, especially when related to disability benefits.

Commentary: More DOL audits are conducted around wage and hour issues than any other topic. Be careful to not dismiss this matter, as there could be major benefits-related consequences for employers if problems are found, writes columnist Craig Davidson.

House Budget Committee Chairman Paul Ryan said Congress and a new president could still repeal President Barack Obama’s health care law after 2016, rejecting Democratic arguments that the measure is irreversible.

The U.S. House of Representatives on Thursday passed legislation that would modify the Affordable Care Act’s definition of a full-time employee from one who works 30-hours a week to one who works 40-hours a week.

While it’s not surprising that in 2013 the trend of employers shifting rising health care costs to employees continued to grow, it also appears employers have begun to design health care plans with looming Affordable Care Act provisions in mind.