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Self-insuring is an attractive concept because of the flexibility it offers an employer to design a health plan that falls within its budget and meets the unique needs of its employees. The potential for cost savings is greater when an employer pays claims directly instead of paying premiums to an insurer, as in a fully insured plan.
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The much-anticipated report tackles several potential ways of compensating brokers and navigators in state health exchanges.
July 1 -
Congress has created powerful tax incentives for business owners to use ESOPs as an ownership succession strategy. There's never been a better time to help your clients take advantage of them.
July 1 -
More brokers are taking advantage of the big change taking place in the vision care space: the connection between vision care and wellness programs.
July 1 -
Shining a spotlight on a six-pack of ideas you can use to add new services, try a fresh approach to selling, and tweak your strategies for prospecting, selling and retaining clients.
July 1 -
By incorporating employee health clinics into the business structure of their clients, Matt McQuide and Rick Gantt are able to bring down health care costs while changing the way employers think about health care delivery. Not to mention keep themselves firmly entrenched as the BOR in the process.
July 1 -
As more employers adopt automatic enrollment, employees are participating in DC plans at a record high rate, a new study from Aon Hewitt finds.
July 1 -
Advisers in other states are understandably concerned about Vermont's effort to create a single-payer health care system, but overreacting to Vermont doesn't help. Shaping how reform will look in your state will.
July 1 -
A new report from MetLife suggests that financial advisers need to do a better job of educating their clients about the importance of managing their emotions as well as their spending and investing behavior during and close to retirement.
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