Self-insured vs. fully insured: What it takes to customize healthcare plans

Published Updated 4 Min Read

A woman is getting a CT scan.
torwaiphoto from AdobeStock

As employers watch healthcare premiums rise each year, many are questioning whether their health plans are sustainable or a liability to their employees and business. 

That brings employers to an age-old benefits question: to be self-insured or fully insured?

Deanna Cuadra
Senior Reporter

Deanna Cuadra is a senior reporter at Employee Benefit News. Her work covers healthcare, U.S. policy and reform, challenges faced by women and parents in the workplace and innovation in work culture … Read full bio


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