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Today's busy workforce needs realistic benefits that solve day-to-day challenges and maximize convenience, says ACI Specialty Benefits’ Erin Krehbiel.

Skilled problem solvers use this practice to analyze workplace performance and improve creativity, says sales strategist John Graham.

Some policies may create economic incentives for employees’ partners to stay out of the workforce, says CBIZ’s Zack Pace.

‘Favoring’ individual employees is permitted in some cases, but seldom recommended, says HUB’s Dennis Fiszer.

Fair wages and health benefits are a given, but many companies are looking to expand these offerings by giving employees more freedom to choose when and how they get their work done.

The Pension Benefit Guaranty Corporation is now using non-stabilized rates to determine qualification for under $15-million exemption

Retirement plan design must include participant investment advice, online education and automatic features, says adviser Robert C. Lawton.

Employees embrace such education because it addresses their pain points without forcing a conversation on retirement, says adviser Mark Singer.

Remind clients now that encouraging an employee to take Medicare versus staying on the group health plan is a potential minefield, says adviser David C. Smith.

For employers and their advisers, the dizzying array of recent decisions on personnel policy language can leave many questions.