Retirement

Individuals planning for retirement are increasing their diversification and turning to professional managers for help, according to a study by Vanguard.

Congress has approved a pension stabilization provision that is expected to give employers a more historically accurate and less volatile method of achieving full funding, but defined benefit plan sponsors also face an additional $9 billion in PBGC premiums.

This summer, thousands of employees will be improving their financial knowledge and pitting their know-how against others in the first Employee Benefit News Financial Fitness Challenge.

At least once a year plan sponsors and/or other plan fiduciaries should take a critical look at their investment fund lineups. Eight items that are normally considered in a review include:

How are breakthrough innovations created? What is the process and can it be replicated or facilitated? These are the fundamental questions tackled by Frans Johansson in his seminal book, "The Medici Effect."

As new retirement fee disclosures go into effect this summer, a coalition of 15 retirement industry groups are urging the Department of Labor to allow broader use of electronic communication for retirement plan participant disclosures, which are now mailed in paper form to plan participants.

Over the last 20 years, the percentages of households that will not be ready for retirement at age 65 has nearly doubled to 50%, according to recent data from the National Retirement Risk Index.

Employee Benefit News and the Personal Financial Employee Education Foundation wish to help employers share benefit sponsorship information and core beliefs about financial education with a new survey and upcoming networking opportunities.

Whether it’s about how they spend money or how they spend a Friday night, if you ask three generations of a family the same question, you probably will not hear the same answer. Those generational differences can also crop up in retirement attitudes and planning, according to a survey by U.S. Trust

There are few guarantees in life, and the ones there are - like death and taxes - aren't very appealing. What does appeal to most Americans, on the other hand, is the guarantee of a secure retirement. However, as retirement confidence surveys and savings rates continue to show, a financially sound retirement is not yet a reality for many U.S. workers. Christine Marcks, president of Prudential Retirement, believes that annuities can bring the retirement guarantee that Americans desperately want and deserve. In this exclusive interview with EBN, Marcks lays out her reasons for championing annuities and how to expand their reach within workplace retirement plans.