Chris Taylor

Annabel Adams has seen a lot in her life: 9/11, the dot-com bust, the housing collapse, the financial crisis, the Great Recession.

Sam Lazarus would love nothing more than to save money in his individual retirement account.

If you're a high-ranking executive like Apple CEO Tim Cook, company stock is your best friend. He received a reported $375 million in restricted stock for 2011, one of the largest pay packages on record.