John Ludwig
Financial AdviserLudwig, ChFC, AIF, CRPS, is an LPL Financial adviser with LHD Retirement.
Securities and Advisory services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC.
Ludwig, ChFC, AIF, CRPS, is an LPL Financial adviser with LHD Retirement.
Securities and Advisory services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC.
Why this savings option is growing in popularity as part of a prudent capital allocation strategy
Everything has a price. As fiduciaries, plan sponsors are tasked by the DOL to ascertain reasonableness on the payments they make to third-parties, says John Ludwig.
Everything has a price. As fiduciaries, plan sponsors are tasked by the DOL to ascertain reasonableness on the payments they make to third-parties, says John Ludwig.
Approach the process with patience and a plan, and give yourself time, says retirement plan expert John Ludwig.
Commentary: Improving the retirement plans that we run and advise will have a positive impact on our participants retirement readiness and ultimately their retirement experience, says adviser John Ludwig.
Commentary: By understanding the measurables of their plan and leveraging data, plan sponsors will make smarter, more informed decisions to create competitive benefit packages while addressing plan-specific needs with actionable insights.
Commentary: If plan fees are a potential liability, the logic is sound that the least amount of fees paid reduces that liability. But, EBA retirement columnist John Ludwig asks, does it really?
Commentary: Many plan sponsors believe that just by hiring an adviser they do not have a fiduciary obligation to understand the investments in their plans. This is fundamentally wrong.
Commentary: How do we help employees get to the point they can feel they can retire, asks columnist John Ludwig.
Commentary: Delivering fee disclosure notices to both plan sponsors and plan participants has helped some plan sponsors to lower their costs, but the various fee disclosures are still difficult for many to understand. With such a national focus on fees, some plan sponsors have taken the opportunity to review and rethink how they handle plan fees.