Benefits Think

Reasonable cost, leadership support and an investment line-up that meets the needs of all participants are important attributes of a successful 401(k) plan.

Effective behavior change programs are likely to be based on theory and evidence and built on years of scientific research – not on employer demands, personal preferences or bells-and-whistles technology.

Every senior benefits executive knows almost exactly how much health care is directly costing their business. But do they know how much health care is costing them indirectly in lost productivity, even when employees are on the job?

Commentary: Female leaders have the unique challenge of cultivating perception to avoid the typical stereotypes, walking a tight rope between the bitchy tyrant and the obliging child, says ACI Specialty Benefits’ Erin Krehbiel.

Commentary: Although the assistance is appreciated, are advisers truly capturing the potential opportunity by outsourcing this process, asks Arthur J. Gallagher & Co.’s Andy Torelli.

Commentary: As college costs continue to rise and student loan debt reaches unprecedented levels, a 529 plan can offer a valuable benefit for employees looking to meet their college savings objectives.

Commentary: He’ll tell you his efforts were imperfect. And he didn’t get to everything. But what one adviser did do — his commitment to action, to implementation — produced 55% growth in 24 months.

Commentary: It’s important for employees to have someone to help support them during this time. Your clients are in the perfect position to offer that type of assistance.

As we head into the heart of renewal season, that old fear of receiving a surprise from your broker or carrier is likely sneaking into the back of your mind. There’s a better way: Performing a checkup on your benefits plan to make sure it’s as healthy as it can be.

As employers grapple with how best to provide quality benefits for employees and comply with the Affordable Care Act, they’re seeking out new strategies. Captives are an interesting approach that can work for some plan sponsors.