Benefits Think

A recent circuit court ruling says a careful “Termination Review” process by independent decision makers can weaken or break the causal connection between the alleged racial animus and the ultimate adverse action under the "cat's paw" theory.

Open enrollment is often the busiest time of year for benefits professionals. These tips from industry experts will help benefits pros keep their stress levels in check and avoid benefits burnout during open enrollment.

Commentary: Many employers don't know what their PBMs are doing today to actually manage their specialty drug programs, says Lockton's Sarah Martin. It's up to advisers to shine a light on PBM practices.

Although target-date funds might not be the right investment vehicle for every 401(k) plan member, here are six reasons they’re better than other options.

Commentary: After a terrific phone conversation, a prospect hangs up before booking an appointment. Consider sending a handwritten note to thank them for hanging up on you, and you just may close the sale, says adviser Eric Silverman.

Portability solutions are a proven method for facilitating and actively encouraging participants to keep their hard-earned savings in the retirement system.

Employers can be liable under a cat’s paw theory if an employee is terminated, suspended, etc. because of the discriminatory bias of another employee even if the manager/supervisor who made the disciplinary decision had no idea about the other employee’s bias.

Carving out FSAs, HSAs and HRAs from the Affordable Care Act’s excise tax would be a good compromise, enabling Americans to set aside money for health care while still allowing employers to control costs.

Whether a simple health risk assessment or a complex incentive plan, employee wellness programs have become a fixture of the modern workplace.

With millions of Americans purchasing health coverage on their own, and a growing number of people enrolling in consumer-directed health plans, the employer’s role in helping workers understand the health care system is more important than ever.