Employer Strategies

Commentary: Employers should be vigilant when developing strategies which can run afoul of new rules. The penalties are severe.

Educational programs around retirement have become more robust over the years but retirement plan participants are still not sure what to do with their accumulated wealth once they can access it.

Commentary: When talking about the financial security of all Americans, playing politics is unfortunate. Ideologue mentality prevents meaningful dialogue and instead keeps kicking the can down the road, says The Principal’s Aaron Friedman.

401(k) plans with automatic contribution features no longer need to make the 50% corrective contribution with respect to elective deferrals that were not properly made.

Benefit advisers can be a ‘vital’ resource for low-income earners who, according to new research, need better understanding of and engagement with their employers’ benefit offerings.

Commentary: While these policies can be a win-win for both employers and employees, they are not without some legal risk. Here are the top risks associated with such policies and tips for how employers can mitigate those risks.

If done poorly, the introduction of voluntary benefits can lead to a frustrated workforce that doesn’t have the right insurance.

The health care system in the United States is on the threshold of changing the course of the nation and what happens now “can impact the life of every American more than any piece of policy or legislation we have seen in the recent past,” Sylvia Mathews Burwell, secretary of the Department of Health and Human Services, said Wednesday.

Employers facing benefit enrollment challenges or looking to streamline the enrollment process could benefit from the service of outsourcing the enrollment process. Choosing the appropriate benefit enrollment firm requires careful selection by the employer and its benefit adviser.

Achieving better enrollment rates for voluntary benefits depends on high-quality, relevant data.