Employer Strategies

Many employers have yet to update their work policies to reflect the 90-day waiting period rule, a possible landmine for employee confusion and lawsuits.

Higher consumer spending on health services, increased prescriptions for costly medications and more elective surgeries suggests Americans are using the insurance they gained under Obamacare.

The U.S. House of Representatives passed a NAHU-backed bill exempting expatriate health plans from the ACA.

Today’s employers increasingly rely on a global workforce, and some ACA rules apply to employees working abroad. Similarly, ACA rules also apply to many foreign nationals working in the U.S.

A multi-generational and increasingly diverse workplace, coupled with the ongoing adjustments of the ACA, has led more and more employers to consider the benefits of defined contribution health care models.

Once viewed as a nice-to-have benefit, some say voluntary benefits should now be advertised and heavily promoted to millennial-age employees as an important component in their overall portfolio of benefits.

Commentary: How brokers can select the right decision support tool to enhance voluntary sales, according to guest blogger Steve Adams.

Unbeknownst to your clients, prescription drugs are likely costing them a great deal. As their trusted adviser, here’s how you can help.

More and more, companies which have integrated auto-enrollment and auto-escalation features into the retirement plan design are producing impressive participation and savings rates, more in line with the targets that will result in the kinds of 401(k) balances participants will need in retirement.

One thing is certain as Cover Oregon switches over to Healthcare.gov, more work for brokers.