1 simple New Year’s resolution for stronger retirement savings
Clients should consider switching to a Roth IRA or Roth 401(k) as investment growth and distributions are not subject to tax.
IRAs
Benefits Think 6 things to know about state auto-IRA programs
Employer role in these retirement savings plans is growing, says attorney Christine P. Roberts.
Christine Roberts
Mullen & Henzell LLP
This holiday season, consider a Roth IRA
Although clients pay taxes on the contributions they make, they can still expect tax savings as their money grows tax-free and future distributions are exempt from taxes.
Five things to do five years before retiring
Investors are advised to reduce their risk capacity and get their portfolio ready for the distribution phase once they are within five years of their retirement.
5 things to do 5 years before retiring
Investors are advised to reduce their risk capacity and get their portfolio ready for the distribution phase once they are within five years of their retirement.
How to help employees prepare for death of spouse
Clients in this situation will need to gather a lot of paperwork, including at least eight certified copies of the spouse's death certificate for life insurance, among other reasons.
How your clients’ 401(k) plans will change in 2017
Anticipation of auto enrollment features is expected to change the way advisers serve their clients.
How your clients’ 401(k) plans will change in 2017: Retirement Scan
Anticipation of auto enrollment features is expected to change the way advisers serve their clients.
Why clients should file for Social Security benefits before 67
Here's why filing for Social Security benefits at the wrong time may mean a less fulfilling retirement.
Why clients should file for Social Security benefits before 67: Retirement Scan
Here's why filing for Social Security benefits at the wrong time may mean a less fulfilling retirement.
What investors don’t know about balanced portfolios: Retirement Scan
A typically "balanced" portfolio (with 60% in stocks and 40% in bonds) yielded a return of 4% or more just 66% of the time.
What investors don’t know about balanced portfolios
A typically "balanced" portfolio (with 60% in stocks and 40% in bonds) yielded a return of 4% or more just 66% of the time.
Whatever happened to that old retirement plan?
As many as 30% of accounts are either abandoned or lost because many providers can no longer locate the account holders.
Whatever happened to that old retirement plan?
As many as 30% of accounts are either abandoned or lost because many providers can no longer locate the account holders.
Why a ‘bond tent’ can protect a portfolio in retirement: Retirement Scan
Investing in more bonds for a short period is a good strategy for retirement savers to curb the sequence of return risk.
Why a ‘bond tent’ can protect a portfolio in retirement
Investing in more bonds for a short period is a good strategy for retirement savers to curb the sequence of return risk.
How myRA is helping employees save for retirement
Aimed at people who don’t have access to a 401(k) at work, this government IRA helps new and low-income workers save for their golden years.
Why retirees should avoid structured CDs
High front-end fees, complex payouts and a lack of dividend income are among the reasons.
Why retirees should avoid structured CDs: Retirement Scan
High front-end fees, complex payouts and a lack of dividend income are among the reasons.
Last-chance moves for retirees to cut their 2016 tax bill: Retirement Scan
Now may be the best time for retirees to make charitable donations, do a Roth conversion, and incur more qualified medical expenses to meet the threshold and qualify for a tax deduction.
