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Small employers who don’t offer 401(k) plans to their employees have a new option with the federal government’s myRA program, officially launched today by the U.S. Department of the Treasury.

MyRA, the Obama administration's free, guaranteed-return starter retirement account, launched nationwide on Wednesday.

Commentary: Employers can reduce turmoil by taking a phased approach to Cadillac tax avoidance.

The minimum wage battle took center stage Tuesday night in Oregon, as voters in the city of Portland rejected a proposal to dramatically increase minimum wage in the city. But the pressure is likely to continue as workers’ rights groups and some politicians continue to push for higher minimum wages across the country.

Commentary: Gone are the days of century-old insurance carriers’ dominance at conferences and expos. In are new products, new technology, new vendors and new partnerships. As a result, unique ideas and models are thriving, says Zenefits’ Tim Cerimele.

A new hotline for agents and brokers will not be able to answer specific questions from agents about their clients, disappointing broker organizations, which expected a hotline similar to what navigators have.

Commentary: It may ultimately be a greater risk to remain fully insured and continue treating annual health care spend as an expense rather than an investment.

Almost anyone working in employee benefits has dealt with the dreaded request- for-proposal. Whether you’re an employer shopping for new talent management software or a broker helping clients select their next retirement plan, issuing an RFP can be tedious and complicated. Here are five questions to ask before you issue your next RFP.

To date, adoption of private benefit exchanges by employers has been modest, but Holley Maher, partner at St. Louis-area brokerage MRCT, sees them as a highly relevant solution. And, despite issues Healthcare.gov has caused for brokers and consumers alike, the site is changing the health care landscape, says Maher, whose company operates its Smart Benefits Marketplace using bswift technology.

As private exchanges continue to evolve, industry insiders say the integration of accountable care organizations could be the ‘next big thing' in the exchange world; one that could be a big win for employers.