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The IRS has released long-awaited draft instructions for the forms employers will use to comply with the ACA’s employer mandate, giving benefit advisers and their clients a glimpse of the work ahead for 2015 and how to begin preparing now.

Commentary: In part two of his series on how to create trust in the sales process, columnist John Graham shares the value of asking clients the right questions to create value, understanding, and confidence.

Commentary: When business leaders consider the positive aspects of a workplace wellness program, they often bring up expected reasons: It can keep employees healthy, productive and happy; allow the company to differentiate itself in a highly competitive marketplace for top talent; and limit overall health care costs.

Are your employees looking to retire somewhere cheap, or will an abundance of recreational activities or access to high quality health care be more important to them? WalletHub.com ranked the 10 best places to retire using five key dimensions -- affordability, jobs, activities, quality of life, health care -- and a variety of metrics, including cost of living, job prospects for those over age 65 and the availability of recreational activities.

Commentary: As buying cycles seem to stretch out longer as buyers require more time to make decisions, brokers, agents and other salespeople are doing their best to close quicker. Columnist John Graham discusses how building trust makes all the difference.

Employees aren’t shouting from the roof over how great their employer-sponsored benefits are. In fact, satisfaction is sitting at some of the lowest levels since 2008, according to new data released from Unum.

The full U.S. Court of Appeals in Washington will rehear a recent court decision that found the ACA's premium subsidies invalid in more than two dozen states due to the law’s specific language. A rehearing may reduce the chances of a new Supreme Court showdown over a central element of the health reform law.

Employees will play fantasy football and will do it in the workplace. It is incumbent upon HR and benefit managers to find ways to keep employees engaged and let them have some fun. But it’s also important to develop guidelines.

Commentary: Companies across America are scrambling to discover the secret formula for engaging the millennial generation with their benefits. Blogger Matt Burns unveils a few tips on how benefit advisers can help.

Commentary: It all starts with a mindset, says EBA Advisory Board member Mark Gaunya. Do you begin each day with a mentality of scarcity or abundance? One is a recipe for failure.