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It’s time to nominate your outstanding colleagues — or yourself — for Employee Benefit Adviser’s 2014 Adviser of the Year awards!

Many job seekers view seasonal retail positions as “commodity jobs” – they don’t necessarily care where they work because it’s short-term and the pay is similar wherever they go. For employers, that means they can encounter difficulty finding the best talent.

Commentary: While the rules are clear that employers cannot reimburse employees for coverage purchased on the Affordable Care Act’s exchanges, broker David C. Smith explores questions about post-ACA reimbursement arrangements, particularly HRAs.

Funding for Social Security Disability Insurance is set to run out by 2016, and if no further action from Congress is taken, SSDI recipients could see a 20% reduction in benefits.

The six most popular insurance plans on the New York state health insurance exchange are seeking double-digit increases in their premium rates for next year, with an average request of a 14.6% rate hike.

Commentary: Allowing direct access between carrier resources and clients won’t just save you time — it can help reduce instances of disability in the workplace, says The Standard’s Brian Kost. Addressing issues early can help clients diminish the need for an employee to file a disability claim at all, he says.

Commentary: Addressing bswift’s annual benefits study, CEO Rich Gallun identifies trends and provides insight into how organizations are using wellness initiatives, consumerism and technology to shift responsibility for benefit decision-making and management from employer to employee.

California employers with fewer than 50 employees will not have to offer Affordable Care Act-compliant health plans until 2016 thanks to a new state law.

As reports of more DOL audits continue to spook benefit advisers into talking compliance with their clients, employers are confirming that they, too, are fearful of federal agencies’ monitoring.

Road to Workplace Benefits Mania: Ahead of the July conference, speaker Phyllis Falotico discusses why it’s important for brokers and carriers alike to help employers evolve the experience of voluntary benefits from just providing access to products to driving awareness of the need to their employees.