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A new research report from the Commonwealth Fund offers new insights into America’s uninsured.

Employers continue to look to their adviser to guide them through health care reform uncertainty. In fact, 88% expect their adviser to educate them on health care reform and its implications, according to a recent survey.

Aging baby boomers got some jolting news on Monday when the U.S. government said the Social Security retirement program is on track to go bankrupt three years earlier than expected if reforms are not made.

Although most Americans still get their health coverage through their jobs, new research from the Employee Benefit Research Institute shows that fewer workers have access to this benefit.

Employers and brokers should step back and look at the benefit products that are being used and ask: “If we were designing these plans in 2012, what would they look like?” Today, we use dental plans designed over 50 years ago, and vision plans designed over 25 years ago. Both of these predate HRAs, HSAs, and FSAs. All plans from all insurers are almost identical: Same design Mostly insured Multiple rules on frequency, procedures, age, and limits PPO networks …

Liberty Mutual Insurance’s Group Benefits operation became the first to introduce a mobile application that makes it easier for employees and clients to manage their benefits.

American Airlines kicked off a week-long court hearing on its bid to abandon union contracts, telling a judge on Monday that its bankrupt parent, AMR Corp, cannot survive without major concessions from its labor force.

Benefits managers working 10 years ago may remember two politicians who crossed the aisle to create retirement plan design policy that featured both Republican and Democrat ideology: Rob Portman (R-Ohio) and Ben Cardin (D-Md.). The duo trumpeted features such as auto-enrollment and the Comprehensive Retirement Security and Pension Reform Act, signed into law under the Economic Growth Tax Relief and Reconciliation Act in 2001, which set higher contribution limits, simplified discrimination tests, a tax credit for low-income savers and incentives for small-business retirement programs. Portman and Cardin have joined forces yet again to set policy designed to meet today’s retirement challenges.

Employee engagement is the goal of just about every wellness and health management program. You need to engage employees to be more active, eat better, get more sleep. … You get the idea. So why is engaging employees so hard? Maybe it’s because we haven’t really thought about it from the perspective of the employee – the end-user of the wellness initiative. According to research from a partnership of Aon Hewitt and The Futures Company, most…

Employers continue to move from traditional defined benefit pension plans providing monthly payments to 401(k) plans and other defined contribution plans providing lump-sum cash distributions. As a result, increasing numbers of retirees, now including baby boomers leaving the workplace, are faced with managing a cash distribution for 20 or 30 years and possibly running out of funds. Uncertain markets have made plan participants wary of their ability to maintain their nest eggs. …