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Some of the federal health care law's requirements related to insurance exchanges threaten the autonomy of U.S. states, which need more support in establishing the marketplaces, state governors said in a letter released last week.

Like many middle-class American baby boomers, Linda Carmona-Sanchez is anxious about slipping into poverty and says whatever dreams she once had about retirement in her "golden years" have turned into nightmares.

It's no surprise that having a well-rounded compensation plan in place is key for employers looking to amp up their workforce. As such, offering medical insurance benefits and paid time-off is often simply not enough. The Benefits USA 2011/2012 survey results found employers are offering a myriad of benefits to keep their employees happy. Dental insurance, for example, is offered by 98.2% of employers, while vision insurance is offered by 84.5%. Information was collected from nearly 4,500 benefit plans covering over six million employees across the country.

Seventy-five percent of Americans have never had a conversation about long-term care with loved ones. In the shadow of the possible demise of the CLASS program, this is even more pertinent to employees who may have retirement accounts, but not a backup for immediate long-term care assistance.

It doesn't matter what size company you work for; flexibility matters. Workplace flexibility programs benefit employers of all sizes and industries, resulting in increased employee job satisfaction, lower turnover and lower insurance costs, according to the new report from The Society for Human Resource Management and the Families and Work Institute.

New York insurance companies that were not covering the screening, diagnosis and treatment for autism spectrum disorders will now be mandated to do so effective Nov. 1, 2012.

I love how quickly technology propels us all forward. Ten years ago, talk of the cloud was confined to weather reports, or when you played that game where you point at clouds and name what objects they look like. Now, cloud technology is helping us with everything from increased data security to managing and delivering benefits. …

According to an annual study by Mercer and the Australian Centre for Financial Studies, the United States retirement-income system has ranked 10th for two years running. The researchers offered five ways that the U.S. system could rise beyond its 10th-place rating on the index.

From small to large companies and from across the country, they are the best of the best in advising and the future of the business. EBA searched far and wide to find "Rising Stars in Advising" who are making a name for themselves and will lead the next generation of advisers.

More than two-thirds of wellness plan participants find the health care system easier to navigate with the help of an adviser, according to an OptumHealth case study.