Aflac Dental policyholders have a reason to smile. The carrier’s new voluntary dental insurance plan now offers multiple levels of coverage and more generous benefits that include higher annual maximums and better orthodontic coverage.
Enhancements include an annual maximum building benefit that raises the coverage ceiling by $100 up to $500 for each covered life and orthodontic rider benefit that will pay $500 for the initial treatment and another $50 for continuing treatment each month up to 18 months.
Other noteworthy changes include extensions for covering dependents (which was increased to age 26) and the issue age (which was increased to 70).
There are no participation requirements, network restrictions, deductibles, or annual premium reviews as part of this coverage. But despite these palatable features, there’s significant room for growth in the marketplace.
For example, 33% of the 1,000 working Americans responding to Aflac’s recent online survey said they do not receive dental coverage through the workplace, while 86% of the respondents described employer-provided dental benefits as important.
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