I’m typically one to avoid clichés but when I consider the current employee benefits landscape, I often think of the phrase, “No good deed goes unpunished.”

Consider that employers nationwide spend billions of dollars to give their employees access to medical care and other important insurance coverage. While most businesses offer health and welfare benefits to remain competitive for talent, they end up creating a valuable by-product in the process. Because group benefits often cost less than similar options on the open market, employees get access to richer and more affordable benefit programs over what they would obtain on their own.

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