Gen Z is ahead of the game with their benefits — but falling behind financially

Published 5 Min Read

Gen Z and millennials need more financial wellness support
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  • Key Insight: Learn why Gen Z’s digital fluency is reshaping benefits engagement and employer strategy.
  • What’s at Stake: Rising benefit costs and insufficient support threaten retention, productivity, and employer brand.
  • Forward Look: Prepare for digital-first, default HSA strategies to become standard employer practice.
  • Source: Bullets generated by AI with editorial review

Gen Z and millennials are proving to be the most benefit-savvy generation — but they’re still struggling to understand how to use them to meet their money goals. 

Paola Peralta
Associate Editor

Paola Peralta is an Associate Editor at Employee Benefit News and has been with the team for five years. She is a proud UCF journalism graduate who got her start through a Dow Jones News Fund … Read full bio


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